Who is esurance

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Please consult a licensed insurer or producer regarding any insurance product. Our site may include links that take you to another website and result in us earning a fee. However, our compensation is never tied to whether you purchase an insurance product.

Pros Easy to manage policies online or via the app Fast claims processing for most customers Backing from parent company Allstate. Cons Close to four times the expected number of customer complaints about home insurance Higher than average complaints about auto insurance Charges cancellation fees No physical agents Few discounts Does not offer life insurance The Esurance brand is being phased out. Are Esurance and Allstate the same? Is Esurance a good insurance company?

Is Esurance going out of business? Trending 1. In your inbox every Tuesday. A valid email address is required. You must check the box to agree to the terms and conditions. Thanks for signing up! Sign up. Follow Us Facebook externa link icon. Twitter externa link icon. Instagram externa link icon. LinkedIn externa link icon. Esurance said that many customers who take advantage of the photo-claims process get their claims settled more quickly and receive their payments in as little as one day.

Esurance will contact you about next steps so you can get back on the road quickly. To cancel your policy, call Make sure you have your policy number and intended cancellation day ready and ask the representative to send you a confirmation email for your records.

You can get a quote from Esurance online or you can call and get a quote over the phone. You only need to provide the following information about you and your car:. Also, drivers who switch to Esurance and qualify for its discounts could save hundreds on their annual premiums. Amica Mutual, Country Financial, Erie Insurance, Geico, and State Farm are top-ranked companies that may offer more options and a more personalized touch.

For cost-conscious drivers who want a simple policy they can purchase quickly, Esurance can be a useful option. You can get a quote and purchase policies online, and the company offers multiple discounts to reduce your insurance premiums. Investopedia is dedicated to furnishing consumers with unbiased, comprehensive reviews of car insurance providers.

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Personal Finance. Your Practice. Popular Courses. Get a Quote. Pros Potential savings for drivers who switch insurers DriveSense discount Rideshare insurance available. Cons Lower-than-average customer satisfaction rankings Cancellation fees apply Not available in all states. Key Takeaways. Esurance was started in , but it is now a part of Allstate. The company is headquartered in San Francisco. It sells insurance products directly to consumers through its website.

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While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions such as approval for coverage, premiums, commissions and fees and policy obligations are the sole responsibility of the underwriting insurer.

The information on this site does not modify any insurance policy terms in any way. As one of the first insurance providers to offer car insurance online, Esurance still maintains a robust digital presence.

The company stands out for providing a top-rated mobile app that allows customers to file claims online by capturing and submitting photos.

Backed by Allstate Insurance Company, Esurance offers car insurance in 43 states and home insurance in 31 states, along with a range of other insurance products. You might be able to get a cheap property insurance policy with Esurance, whether you rent or own your home. You may also be able to purchase affordable auto insurance as well as coverage for your motorcycle. Esurance car insurance features plenty of options to customize a car insurance policy to meet your needs.

With tools like the DriveSense mobile app, which tracks your driving and might reward you for safe, smart choices, and E-star to help you easily find a repair shop, Esurance could be a great choice for tech-savvy drivers.

In addition to basic bodily injury and property damage liability coverage, with Esurance, you can choose car insurance coverage options such as:. Esurance does not advertise many discounts on its website. However, the carrier does note that you can save by bundling your auto insurance with renters or homeowners insurance coverage. You might also save by participating in the DriveSense program , which uses a mobile app to track your driving habits and could reward you with a discount for safe driving.

You can also purchase coverage for your home. The standard home insurance policy from Esurance covers your home and other structures on your property from perils like fire, windstorm, falling objects and vandalism. It also safeguards you against theft and covers your liability. Esurance does not advertise home insurance coverage options on its website. Additional coverage options may be available but could depend on the state you live in. Talking with an Esurance representative or requesting a quote might be the best way to see what endorsements you can purchase.

Esurance does not list any home insurance discounts on its website. However, you might save for bundling your home and auto insurance together.